
Investing in west Africa's economy
CICOBEN
Personal / Business Empowerment Program
So many advantages for You!

Fast and Hassle Free Loan
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Money will be directly deposited into your bank account instantly upon approval and verification

Attractive Interest Rates
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We offer single digit interest loans with flexible payment options

No Collateral Needed​
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With a good credit report assessment, we can offer individuals and corporate organizations financial assistance without collateral

Credit Building Tool​
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We offer every needed technical support to our clients for optimal performance of their businesses and investments

FEARLESS INVESTMENTS IN OVER 130 COMPANIES
DO YOU NEED QUICK BUSINESS OR PERSONAL LOAN?
How It Works

STEP 1
Complete Application form
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Complete application form and upload relevant documents.

STEP 2
Instant Approval
Instant approval based on results from proprietary algorithm.

STEP 3
Get Your Cash
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Receive the money in your account upon information verification.
LOAN USES
We focus primarily on Business Loans, Investment Loans and Agro-support loans.
In addition, we provide loans and credits that imparts positively to the Family, Business, and Economy in general.
Whatever your needs are, a loan from CICOBEN is there to solve your problems. Whether it is to save a life, buy you time, or show your loved ones you care; we are here to help.
Rental Payments
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Not a lot of people earn enough to pay two years rent up front. Have no fear, CICOBEN is here to help. Structured payments make you feel like you are paying monthly versus annually.
Consolidate Debt
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Take advantage of our great rates to pay down your debt with a single, lower monthly payment.
Short Term Loans
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CICOBEN's 3 to 12 month Short term loans are designed to get you what you need quickly, without a lifetime of payments ahead of you.
Wedding Loans
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Your big day should be everything you've dreamed of and more. Use CICOBEN online loans for your special day.
Start-up Business Loan
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Have a dream to start your own business, but don't have the funds? Get your ideas off the ground with CICOBEN
Education Loans
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CICOBEN allows parents, family members, or friends to help students cover education-related expenses so they can focus on their studies without having to worry about financing their education
Auto and Vehicle Loans
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Skip your bank's slow car loan process and use CICOBEN's quick, online approval to drive your dream car off the lot.
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Medical Loans
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Medical bills are expensive and often come unexpectedly with an accident or costly surgery. CICOBEN loans will have you covered to get the care you need.
Agro Loan
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Agriculture is one the mainstay of many countries in West Africa. CICOBEN has an attractive loan package for rural farmers who ordinarily have no access for bank loans.
Holiday Season Loans
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The holidays are meant for cheer, not going broke buying gifts. Make it a magical season with CICOBEN loans
Baby Loans
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Taking care of a new bundle of joy is expensive. Price shouldn't come between you and your little one. Ensure you have the funds you need with our CICOBEN loans.
SME
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One of the challenges faced by many Small and Medium Enterprises in West Africa is lack of Access to Credit. CICOBEN has introduced Non-collateral loan facilities to support SMEs.

CONTACT US
For any inquiries, email us:
our address
C/704 Carrefure de Troi Banques
Avenue Jean Paul II
COTONOU - BENIN
Alternatively
you can fill in the following contact: